The cyber insurance market is undergoing a structural repricing as insurers respond to rising systemic liability from software supply chain breaches. Policy underwriters are mandating strict security controls as prerequisites for binding coverage.
Mandatory Compliance and Higher Retention Risk
Organizations seeking coverage must now demonstrate continuous vulnerability scanning, multi-factor authentication, and segmented network architecture. Premium costs have stabilized, but policy deductibles and retention requirements have increased significantly, forcing enterprises to assume greater initial risk.